
THE SYSTEM IS RIGGED.
THE FIX IS SIMPLE.
Built for the people who've been paying too much for too little — for far too long.
80% everyday care · 20% catastrophic protection
The system is built wrong. The fix is simple.
People are paying $10,000+ a year for health insurance they can't even use.
Here's what that looks like in real life:
A system designed to delay, deny, and exhaust people until they give up.
People are angry — and they're right to be.
The system is failing families, workers, students, elders, and small businesses.
This system wasn't built for you.
It was built to protect profits.
TeleCARE is the alternative.
Nothing changes until ignoring people costs more than responding to them.
PHIERS is how we raise that cost.
⭐ What TeleCARE Is Not
To avoid confusion, here's what TeleCARE is not:
TeleCARE is the care layer people should've had all along.
⭐ The 80/20 Truth About Healthcare
Here's the part insurance companies don't want people to understand:
80% of healthcare is simple, predictable, and telehealth-ready.
80% of insured Americans never use hospitalization or specialty care.
This is the care people actually need most of the time:
This is the 80% — the part that should be easy and affordable.
The remaining 20% is different — rare, but expensive:
⭐ The Problem
Insurance bundles the 80% and the 20% together…
…and charges people $10,000+ a year for the whole thing.
Even though most people never use the expensive part.
You're paying $10,000 a year for protection you rarely use — instead of $600 for care you need every day.
That's why:
The system is working exactly as designed — just not for you.
⭐ The Simple Fix
The solution is straightforward:
Separate everyday care from catastrophic protection.
Telehealth delivers 80% of healthcare at a fraction of the cost — roughly 1/14th.
That's it.
⭐ What TeleCARE Is
TeleCARE is a statewide, open telehealth network that delivers the care most people need — without the insurance middlemen.
Here's what TeleCARE includes:
And here's what it costs:
~$600 per year — not $10,000+.
No claims
No networks
No prior authorization
Just care.
⭐ What Insurance Becomes
Insurance goes back to what it was always meant to be:
Protection — not the front door.
It covers:
- Hospitalizations
- Surgeries
- Catastrophic events
- High-cost specialty care
Rare — but necessary.
⭐ The 80/20 Care Engine
TeleCARE handles the 80%.
Insurance handles the 20%.
TeleCARE generates the savings that make the 20% affordable.
This is how we finally make universal care possible.
⭐ Why This Works Financially
When TeleCARE handles everyday care, the entire system gets cheaper.
Here's what drops:
And here's what stabilizes:
- Private insurance
- Public budgets
- Employer costs
Healthy people cost less.
Simple systems scale.
Telehealth shrinks the cost of the entire system.
Insurance protects against the worst events.
Together, they create a system that is:
⭐ Why the Current System Is So Expensive
Insurance companies profit when:
The system is working exactly as designed — just not for you.
⭐ TeleCARE Flips the Incentives
TeleCARE is built for people, not profits.
We want:
This is how care should work.
⭐ Who TeleCARE Helps
TeleCARE is built for everyone who's been left behind:
This is a system for all of us.
⭐ TeleCARE Supports Providers — It Doesn't Replace Them
TeleCARE is the backbone, not another telehealth app.
Here's what providers get:
At scale, TeleCARE can even cover the monthly cost of care access.
⭐ One Network. One System. One Entry Point.
TeleCARE connects the entire care ecosystem:
People can enter from anywhere.
One coordinated system instead of fragmentation.
⭐ Why TeleCARE Matters Now
People are losing:
Meanwhile:
- Cities are overwhelmed
- Public health systems are stretched
- Providers are disconnected
TeleCARE creates the missing layer:
- One open network
- One shared system
- One affordable entry point
- One statewide safety net
⭐ What Makes It PHIER‑Powered
TeleCARE is the care layer.
PHIERS is the power layer.
Together they add:
- PHIERSale — Lower cost of living
- PHIERWorks — Income + job pathways
- PHIERPlace — Referral + access system
- Shared Case Management — One system across organizations
Care + stability + economic support — all connected.
⭐ Built to Scale
TeleCARE can be deployed:
Any system can adopt it.
⭐ The One‑Sentence Version
TeleCARE is the PHIER‑powered, people‑first care engine that delivers the 80% of healthcare people actually use for ~$600/year — while insurance covers the rare 20% — cutting costs, expanding access, and finally making universal care possible.
Congress could authorize this tomorrow.
They just haven't had to.
Once you separate care from catastrophe, the math becomes simple — and universal coverage becomes possible.
Sign the petition. Make them listen.